Calculate your 2026 net salary AND discover your home loan capacity.
Kill two birds with one stone.
💡
Quick tip:
Enter your salary details first, then scroll down to see how much home you can afford!
Updated for 2026 Tax Year
Earnings Profile
Net Income Projection
NET ANNUAL SALARY
€0
After all deductions
MONTHLY
€0
WEEKLY
€0
Breakdown
Gross Salary€0
Income Tax-€0
Social Security (Employee)-€0
Social Security (Employer)€0
Effective Tax Rate0%
Your Wealth Level
💡 Note: This calculation includes income tax and social security contributions. It does not include voluntary deductions like pension contributions or union fees.
Your Home Loan Capacity
HOME PRICE
€0
Maximum affordable
LOAN AMOUNT
€0
90% of property value
MIN DEPOSIT
€0
10% down payment
ESTIMATED MONTHLY PAYMENT
€0
At 3.5% variable interest rate
LOAN TERM
0 years
TOTAL INTEREST
€0
TOTAL REPAYABLE
€0
❓ Important Information
•Interest Rate: 3.5% per annum variable annual interest rate
•Loan Term: 40 years if under 35, 30 years if 35-44, or until age 65 if older
•Account Type: No commitments or joint accounts involved
•Notary Fees: Typically charges 1-2% of the deposit amount
•Eligibility: Probationary period must be completed for eligibility
•⚠️ Important: Estimates based on typical bank examples. Final amounts depend on age and financial status. Always consult with a bank representative for accurate and personalized information.
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