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Malta 2026 · Updated & Verified

From Paycheck
to Property.

Malta's most accurate salary calculator — tax, social security, COLA, government bonus and your home loan capacity. All free. No login.

Trusted By
Your Earnings
Determines SS contribution rate
Paid at 1.5× hourly rate
Tax Status
2026 Benefits
Government Bonus — €512.52
Annual bonus earned throughout the year
COLA Increase — €4.66/week
2026 Cost of Living Adjustment for full-timers

Your numbers await

Enter your salary details and tap Calculate. Net salary, tax breakdown, home loan capacity — all instantly.

Net Annual Salary
€0
After all deductions · 2026
Monthly
€0
Weekly
€0
Breakdown
Gross salary—
Income tax—
SS employee—
SS employer—
Effective rate—
Malta Salary Position

|

Home Price
€0
Loan Amount
€0
Min Deposit
€0
Estimated Monthly Payment
€0
At 3.5% variable interest · Malta standard
Loan Term
—
Total Interest
—
Total Repayable
—
Important notes
FreeMalta Platform

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Every number on FreeMalta is independent, verified and free. Always.

Salary Benchmark
800+ Roles · 20 Sectors
Malta Salary Benchmark
Malta's most comprehensive salary database — gross and net, updated for 2026. No paywall. No recruiter agenda. Just the numbers.
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Questions Answered

Net salary = gross minus income tax (based on your tax bracket and status) and Class 1 social security contributions. For 2026, full-timers also receive €4.66/week COLA and an annual government bonus of €512.52.
Single: 0% to €12,000 · 15% from €12,001–€16,000 · 25% from €16,001–€60,000 · 35% above €60,000. Married and parent statuses have wider thresholds. The calculator applies the correct bracket automatically.
Class 1 employees pay 10% of weekly gross, subject to a maximum. Those born before 1962: €490/week ceiling. After 1962: €559/week. Employer pays a matching contribution. Both shown in the breakdown.
The 2026 COLA is €4.66 per week (€242.32/year) for full-time employees. Government bonus is €512.52/year, paid in two instalments. Both are toggleable in this calculator.
~6.54× annual gross salary as maximum loan, 10% minimum deposit, 3.5% variable interest. Term: 40 years under 35 · 30 years for 35–44 · until age 65 for older. Guidance only — always consult your bank.
Yes — completely free, no login, no data stored. FreeMalta.com provides this as part of its financial intelligence platform, powered by MaltaInsider.com.
Single: €12,000 tax-free. Married: €15,000. Parent: €13,000. Adding dependents (+1, +2) widens the bands further. The calculator handles all seven status types automatically.