Powered by MaltaInsider.com — Strategic Intelligence
Solutions
Salary Benchmark Salary Calculator Pension Calculator Job Match Platform Hospitality Index Cost of Living
Resources
Grants & Incentives Identita & Single Permit Tax & Employment Guide Property & ROI Calculator Mobility Strategy Company Formation
Knowledge
Know-How Malta Insider Off The Record Malta101 — Lifestyle Business Enterprise Media Kit
Core
The News Beast FreeMalta Prime FreeMalta Atlas Fierce & Tame Make.com Academy
Partners
Local Partners Global Partners Become a Partner
Company
Contact Us About Us
Malta 2026  ·  Updated April 2026  ·  Free Forever

Those Were
The Days.

Real Malta numbers for 2026. Rent, groceries, transport, utilities and lifestyle — enter your salary and get your personal financial reality instantly.

Trusted By
Cost of Living Calculator 2026

Your Malta.
Your Numbers.

Enter your salary and lifestyle choices. Get your financial reality — housing, groceries, transport, lifestyle, risk status — instantly.

Your Profile
Status & Family
Housing & Utilities

Loans, alimony, or other fixed monthly payments

Fixed Utilities (Water/Elec/Internet…) €100/month
Transport

Own a Car?

€80 fuel + €40 maintenance/insurance
Lifestyle & Leisure

Health Insurance

€30/month

Gym Membership

€60/month

Personal Care

Hair/Nails/Grooming — €60/month
Vices & Nightlife

Weekly Drinks

Additional Extras

Pet Owner

Food & vet — €100/month

Professional Cleaner

Bi-weekly — €60/month
Monthly Net Salary (€)
€

Enter your net take-home pay after tax

Estimated Monthly Cost
€1,700
per month · 2026 Malta benchmark
Financial Risk Status
Moderate / Stable
68% of income
Cost Breakdown
Housing€1,200
Utilities€100
Groceries & Takeaway€400
Transport€0
School / Kids€0
Lifestyle€0
Vices & Nightlife€0
Extras€0
Other Commitments€0
Remaining€800
FAQ

Questions Answered

Everything you need to know about living in Malta in 2026

For a single person renting centrally (Sliema/St Julians), baseline monthly cost is approximately €1,700–€2,200 including rent (€1,200–€1,800), utilities (€100), and groceries (€400). Use our free calculator for a personalised estimate.
For a single person in central Malta, a net monthly salary of €2,500–€3,000 is generally comfortable. For a family of 4, €4,000–€5,000 net per month is a realistic benchmark.
Central (Sliema/St Julians): 1-bed €1,200/month, 2-bed €1,500/month, 3-bed €1,800/month. Other areas: 1-bed €900/month, 2-bed €1,100/month, 3-bed €1,300/month.
For a single person, expect €350–€450/month on groceries. A couple spends approximately €550–€650/month. Malta supermarkets (Lidl, PAVI, Tower) are reasonably priced, but imported goods can be expensive.
Malta sits in the mid-range of EU living costs. Rent in central areas has increased significantly, but groceries, eating out and transport remain affordable. Malta's tax rates are competitive for employed residents.
Average monthly utilities (electricity, water, internet) run approximately €80–€120/month for a 1-bed apartment. Electricity is the largest cost — Malta’s high summer temperatures drive air conditioning usage and bills.
Public buses are free for residents with a Tallinja card. Car ownership costs approximately €120/month (fuel + basic maintenance/insurance). Taxis average €10–€15 per trip.
Yes. All figures are updated for 2026 based on the Official Malta Budget 2026, CfR brackets, COLA adjustments and current market data. We update continuously to reflect real market conditions.