Off The Record
Finance / Off The Record

Wise Now Sells eSIMs. Your Money App Wants to Come on Holiday.

You land in another country. Your money is on your phone. Your hotel booking is on your phone. The address you need is, naturally, on your phone. Your internet connection has decided to...

Traveller using a smartphone beside an airport window.

You land in another country. Your money is on your phone. Your hotel booking is on your phone. The address you need is, naturally, on your phone.

Your internet connection has decided to stay home.

Excellent arrangement.

Wise now offers travel eSIMs, which means the app you associate with moving money can also help you get online abroad. Through its partnership with Gigs, it offers data plans covering more than 150 countries. Wise’s help page explains the service and availability.

A money app selling internet might sound like an odd little side project.

I think it makes more sense than it first appears.

The customer was already going somewhere

Companies love talking about customer journeys. Usually with a diagram expensive enough to fund an actual journey.

Here, the journey is fairly literal.

Someone going abroad might need another currency, a way to pay, and a working connection. Those needs arrive together, even if the companies selling the solutions traditionally live in different industries.

My reading of this move is that Wise wants a larger role in that moment.

You already have the app. You already recognise the name. Finding your travel data there removes one more decision from the list.

That does not automatically make it the best deal. Familiarity and value are different things.

But familiarity does make the first click easier.

The useful question is whether this saves me a problem or merely gives me another thing to buy.

That is the test I would apply to any financial app expanding into travel.

What does Wise eSIM actually offer?

There are country and regional packages, plus global options. For selected destinations, you can customise the amount of data and the number of days.

Malta falls within the EEA availability listed by Wise. You still need an eSIM-compatible device and should check your account’s eligibility.

One practical detail: payment comes from your Wise balance, rather than an external card. Another: the plan’s validity starts when the eSIM connects to a covered local network, so installation and activation are not necessarily the same moment. The current plan and activation details are here.

Before buying, I would compare the package with my existing roaming allowance and other eSIM options.

How much data will I actually use? Which countries are covered? What happens if it stops working? Where do I go for help?

Boring questions, admittedly.

Much less boring when you are standing outside the wrong hotel.

How much of our trip belongs inside one app?

This is the part that interests me beyond the product announcement.

There is a genuine comfort in doing several things somewhere familiar. There is also a point where every app starts resembling a shopping centre.

I do not need my financial app to become my entire personality. I would quite happily settle for it making a few annoying things easier.

For someone living in Malta and travelling elsewhere, the appeal is understandable: fewer accounts to create, fewer unfamiliar checkout pages, fewer small arrangements to make before leaving.

Whether Wise earns that extra place in someone’s trip will depend on the ordinary details—price, connection quality, support and how easily the thing works.

Those details rarely make an exciting launch headline.

They are what you remember afterwards.

So yes, I would look at the offer. I would compare it. I would resist buying a package simply because it appeared beside my money.

Then, hopefully, I would close the app and enjoy the place I had travelled to.

A fairly reasonable ambition for a holiday.

Ilhan Irem Yuce
The person behind the story

Ilhan Irem Yuce

Founder of FreeMalta and MaltaInsider. Living and building in Malta for 12 years. These pieces come from asking questions, making things and paying attention to what the polished version leaves out.

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